It is sometimes an easy task to get caught with costs due while waiting on the next paycheck <a href=""></a>.

Payday Advances

at these times, lots of people end up hunting for a solution that is quick. Although some loan providers have a predatory approach and need people that are in this tough spot to place up their assets as a method of having that loan, a regulated cash advance is a better solution.

Apply now from your own computer, cellular phone, tablet, or perhaps in individual with certainly one of our friendly loan officers. More questions? Contact Consumer Loans at 907-459-5970.

A term that is short to pay for costs between paychecks

  • Comparatively loan that is low.
  • Less credit that is stringent.
  • Easier and safer to obtain the assistance you’ll need between paychecks.
  • No collateral needed.
  • Avoid exorbitant charges to alternate payday loan providers.

« You dudes get a 5 in most areas. The solution at Spirit of Alaska is obviously first class. »

More Information

Payday advances from your own credit union will allow you to steer clear of the stress that is included with lacking essential bills, having checks bounce, or getting your credit history damaged.

  • One-month membership required just before approval
  • Competitive Fixed Interest speed of 28% APR* (compare to many other lenders that are payday
  • $20 cost for application
  • Loan terms which range from someone to half a year
  • Loans which range from $200-$1,000*
  • Same-day funds more often than not


*APR = Apr. Pay day loan term and quantity based on authorized credit. Interest levels on new pay day loans are topic to improve whenever you want. Optional Spirit of Alaska Protection available.

Relate to our rates Guide (PDF) for transaction and activity costs, in addition to credit union account costs. That loan processing cost of $35 may be charged per signer. Other loan charges and terms can vary, and you will be disclosed during the period of the loan verbally as well as in the mortgage disclosures.

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We assist users that have various types of credit records. This loan system permits a diminished credit history than our other loan services and products.

Because the loan term is indeed brief, while the loan is normally paid down quickly for levels of $1k or less, the attention is quite affordable.

Spirit of Alaska FCU follows all lending laws, laws which are designed to protect customers from predatory financing. Our interest levels will also be controlled of these kinds of loans. At Spirit, you avoid strange financing techniques, purchasing services and products from a catalog you don’t need, and crazy costs.

No, Skip-a-Pay is certainly not available as a result of the nature of this loan.

You will find all of your loan information by accessing e-Teller.

Yes. Can be found in to at least one of our branches and our loan officers will allow you to with changing your re re payment date.

Yes. Appear in to any of y our branches or install and fill an Automatic Payment Authorization out form.

CU granted paper loan coupons are offered for a tiny, $5 charge. Phone 907-459-5970, may be found in to discover us, or print a coupon that is blank.

Award-winning, revolutionary solution for Interior Alaskans

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    Your cost savings are federally insured to at the very least $250,000 and supported by the complete faith and credit regarding the usa Government. Nationwide Credit Union Management, a U.S. National Agency.

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